Adding new banks or financial institutions

Written By Amr from Lunchflow

Last updated 26 days ago

We’d love to make Lunch Flow useful for as many people as possible. If your bank is not on our coverage page, there might be a way to add it. Read on for more details.

If you’re in the UK or the EU

We rely on open banking (PSD2) through GoCardless for the connections, which unfortunately doesn’t cover all types of financial accounts, only current payment accounts. So savings accounts, investments or pensions for example are often not supported.

ℹ️ Some banks don’t consider credit cards as ‘payment’ accounts, so they don’t share this data through the API … I know 🤷‍♂️

With that said, you’re always welcome to reach out via chat or email to ask for a specific institution and we can check. If you know a way to pull data from that institution (API docs, or other aggregators, or even apps that offer data from that institution), feel free to include them as well 😀

Outside the UK & the EU

Having spoken with tens of open banking providers across different regions, the challenge is many of the open banking licenses have an onboarding and fixed platform cost, often in the thousands of dollars a month, so we’d want to validate that there’s interest from a large number of customers, or that certain customers need a large enough number of connections to justify the cost.

If you have a use case or suggestions on how to make the economics work for additional integrations, I’m only a message away over email 😀