UK & EU

Connect to 2,500+ institutions and investment platforms across Europe and the UK via GoCardless and Snaptrade.

Written By Roaa from Lunch Flow

Last updated 9 days ago

How to Connect

  1. Go to the connections page

  2. Click ”+ New Connection”

  3. Select “UK & EU banks”

    Hello
  4. Select your country and search for your bank by name

    Hello
  5. [Optional] Toggle “Extended Transaction History” to get more historical data by requesting the maximum transaction history your bank allows. By default, we fetch the last 90 days.

  6. Log in through your bank’s website (secure, we never see your password)

  7. Authorize read-only access

  8. Select which accounts to sync

  9. You’ll be redirected back to Lunch Flow and your connection will be created. You can now configure your destination or connect more accounts.

The 90-Day Rule

Due to PSD2 regulations, UK/EU bank connections are valid for 90 days.

  • Renewal: Head to the and click [Renew Access].

  • Reminders: We will send you an email before your connection expires.

  • Account Mapping: If the bank doesn't match perfectly during renewal, you can manually map the new connection to your old data to keep your history clean.

​FAQ

My bank isn't listed. Can you add it?

Email us with your bank name and country. It's also helpful to tell us if other apps already integrate with them.

Why are my savings, investments, or credit cards missing?

PSD2 laws mostly cover "payment accounts" (current accounts). Some banks choose not to share credit cards or savings through the API. Reach out if you're unsure—we can check if your specific institution supports these account types.

Do you support Swiss banks?

🇨🇭 Switzerland has unique requirements. See our dedicated Swiss banks guide for details.

🔒 Security & Privacy

All bank connections are read-only and encrypted. Lunch Flow never sees your login credentials and cannot move money.

👉 Learn more about our Security & Privacy — encryption, compliance, and data protection.

Next Steps